* {
      box-sizing: border-box;
      margin: 0;
      padding: 0;
    }

    body {
      font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
      /* Keep contrast stable even if a browser/OS tries to auto-darken pages. */
      background: #f5f7fa !important;
      color: #222 !important;
      line-height: 1.5;
    }

    a {
      color: inherit;
      text-decoration: none;
    }

    header {
      background: #0b3c5d;
      color: #fff;
      padding: 14px 32px;
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 16px;
      box-shadow: 0 2px 4px rgba(0,0,0,0.2);
      position: sticky;
      top: 0;
      z-index: 100;
    }

    .logo-wrap {
      display: flex;
      align-items: center;
      gap: 8px;
    }

    /* Simple inline "logo" mark */
    .logo-mark {
      width: 32px;
      height: 32px;
      border-radius: 8px;
      background: linear-gradient(135deg, #00a8e8, #ffb400);
      display: flex;
      align-items: center;
      justify-content: center;
      font-weight: 800;
      font-size: 16px;
      color: #0b3c5d;
    }

    .logo-text-main {
      font-size: 22px;
      font-weight: 700;
      letter-spacing: 0.06em;
    }

    .logo-text-sub {
      font-size: 11px;
      opacity: 0.8;
    }

    nav {
      display: flex;
      gap: 18px;
      font-size: 14px;
      flex-wrap: wrap;
    }

    nav a {
      opacity: 0.9;
    }

    nav a:hover {
      opacity: 1;
      text-decoration: underline;
    }

    .header-contact {
      display: flex;
      align-items: center;
      gap: 8px;
      font-size: 13px;
      flex-wrap: wrap;
    }

    .header-fax { }

    .header-contact a {
      color: #fff;
      opacity: 0.9;
    }

    .header-contact a:hover {
      opacity: 1;
      text-decoration: underline;
    }

    .header-sep {
      opacity: 0.7;
    }

    .hero {
      padding: 72px 24px 56px;
      max-width: 1080px;
      margin: 0 auto;
      display: grid;
      grid-template-columns: minmax(0, 3fr) minmax(0, 2fr);
      gap: 40px;
      align-items: center;
    }

    .hero-main h1 {
      font-size: 38px;
      margin-bottom: 18px;
      color: #0b3c5d;
    }

    .hero-main p {
      font-size: 17px;
      margin-bottom: 24px;
      color: #444;
    }

    .hero-badges {
      display: flex;
      flex-wrap: wrap;
      gap: 10px;
      margin-bottom: 26px;
    }

    .badge {
      font-size: 11px;
      text-transform: uppercase;
      letter-spacing: 0.1em;
      padding: 6px 10px;
      border-radius: 999px;
      background: rgba(11,60,93,0.08);
      color: #0b3c5d;
      font-weight: 600;
    }

    .btn-row {
      display: flex;
      flex-wrap: wrap;
      gap: 12px;
    }

    .btn-primary,
    .btn-secondary {
      padding: 10px 18px;
      border-radius: 999px;
      font-size: 14px;
      font-weight: 600;
      cursor: pointer;
      border: none;
      display: inline-flex;
      align-items: center;
      gap: 8px;
    }

    .btn-primary {
      background: #00a8e8;
      color: #0b3c5d;
      box-shadow: 0 4px 8px rgba(0,0,0,0.15);
    }

    .btn-primary:hover {
      filter: brightness(1.05);
    }

    .btn-secondary {
      background: transparent;
      color: #0b3c5d;
      border: 1px solid rgba(11,60,93,0.35);
    }

    .btn-secondary:hover {
      background: rgba(11,60,93,0.05);
    }

    .hero-side {
      background: #0b3c5d;
      color: #fff;
      border-radius: 16px;
      padding: 20px 22px;
      box-shadow: 0 6px 14px rgba(0,0,0,0.25);
    }

    .hero-side h2 {
      font-size: 18px;
      margin-bottom: 12px;
    }

    .hero-side p {
      font-size: 14px;
      opacity: 0.9;
      margin-bottom: 10px;
    }

    .hero-list {
      font-size: 13px;
      margin-left: 16px;
      margin-bottom: 10px;
    }

    /* Improve contrast of the feature bullets */
    .hero-side .hero-list {
      color: #f9fafb;
    }

    .hero-side .hero-list li {
      color: #f9fafb;
    }

    .tagline {
      font-size: 12px;
      margin-top: 12px;
      opacity: 0.75;
    }

    .section {
      max-width: 1080px;
      margin: 0 auto;
      padding: 40px 24px;
    }

    .section h2 {
      font-size: 24px;
      color: #0b3c5d;
      margin-bottom: 10px;
    }

    .section p.section-intro {
      font-size: 15px;
      margin-bottom: 18px;
      color: #555;
    }

    .cards {
      display: grid;
      grid-template-columns: repeat(3, minmax(0, 1fr));
      gap: 18px;
    }

    /* Prevent ultra-narrow/tall cards on laptops, tablets, and mobile */
    @media (max-width: 1100px) {
      .cards { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    }

    @media (max-width: 720px) {
      .cards { grid-template-columns: 1fr; }
      header { padding: 14px 16px; }
      nav { gap: 10px; }
    }

    .card {
      background: #fff;
      border-radius: 12px;
      padding: 18px 18px 20px;
      box-shadow: 0 2px 6px rgba(0,0,0,0.08);
      border: 1px solid rgba(11,60,93,0.06);
    }

    .card h3 {
      font-size: 17px;
      margin-bottom: 8px;
      color: #0b3c5d;
    }

    .card p {
      font-size: 14px;
      color: #555;
    }

    .pill {
      display: inline-block;
      font-size: 11px;
      text-transform: uppercase;
      letter-spacing: 0.08em;
      padding: 4px 8px;
      border-radius: 999px;
      background: rgba(0,168,232,0.12);
      color: #0b3c5d;
      margin-bottom: 10px;
      font-weight: 600;
    }

    .two-col {
      display: grid;
      grid-template-columns: minmax(0, 1.3fr) minmax(0, 1fr);
      gap: 30px;
      margin-top: 8px;
    }

    ul {
      margin-left: 18px;
      font-size: 14px;
      color: #444;
    }

ul li {
  margin-bottom: 6px;
}

    .contact-box {
      background: #fff;
      border-radius: 12px;
      padding: 18px 20px;
      border: 1px solid rgba(11,60,93,0.1);
      box-shadow: 0 2px 6px rgba(0,0,0,0.05);
      max-width: 520px;
    }

    .contact-box p {
      font-size: 14px;
      margin-bottom: 8px;
    }

    .contact-box a {
      color: #0b3c5d;
      font-weight: 600;
    }

    footer {
      margin-top: 30px;
      background: #0b3c5d;
      color: #fff;
      text-align: center;
      padding: 16px 10px;
      font-size: 13px;
    }

footer > div {
  max-width: 1100px;
  margin: 0 auto;
}

    footer div + div {
      margin-top: 4px;
    }

    @media (max-width: 900px) {
      .hero {
        grid-template-columns: minmax(0,1fr);
        padding-top: 56px;
      }
      .hero-side {
        margin-top: 10px;
      }
      .cards {
        grid-template-columns: minmax(0,1fr);
      }
      .two-col {
        grid-template-columns: minmax(0,1fr);
      }
      header {
        flex-direction: column;
        align-items: flex-start;
        gap: 8px;
      }
      nav {
        padding-bottom: 4px;
      }
      .header-contact {
        padding-bottom: 4px;
      }
    }

/* Consistent compliance footer */
.footer-grid{
  display:grid;
  grid-template-columns: repeat(2, minmax(0,1fr));
  gap:16px;
  padding: 18px 32px;
}
.footer-col{
  display:flex;
  flex-direction:column;
  gap:8px;
}
.footer-title{
  font-weight:700;
  letter-spacing:0.2px;
}
.footer-col a{
  color:#fff;
  text-decoration: underline;
  text-underline-offset: 3px;
}
.footer-text{
  line-height: 1.5;
}
.footer-bottom{
  padding: 10px 32px 18px 32px;
  opacity: 0.9;
  font-size: 0.95rem;
}
@media (max-width: 720px){
  .footer-grid{ grid-template-columns: 1fr; }
}


.footer-links-row{
  display:flex;
  flex-wrap:wrap;
  gap:12px 16px;
}
.footer-links-row a{
  display:inline-block;
  padding:2px 0;
}


/* Simple one-line policy/contact footer */
.site-footer{
  background:#0b3c5d;
  color:#fff;
  margin-top:40px;
}
.site-footer-inner{
  max-width:1100px;
  margin:0 auto;
  padding:16px 24px;
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  justify-content:space-between;
  gap:10px 18px;
}
.site-footer a{
  color:#fff;
  text-decoration: underline;
  text-underline-offset: 3px;
}
.site-footer-links,
.site-footer-contact{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:8px;
}
.site-footer .sep{
  opacity:0.75;
}


/* SMS policy block */
.policy-block { margin: 0 0 2rem 0; padding: 1rem 0; border-bottom: 1px solid rgba(0,0,0,0.08); }
.policy-block h3 { margin-top: 0; }